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Privacy Policy

FACTS

What does Community South Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

check_boxSocial Security number and income‍
check_boxAccount balances and payment history
check_boxCredit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Community South Credit Union chooses to share; and whether you can limit this sharing.

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Community South Credit Union share?

Yes

Can you limit this sharing?

No

For our marketing purposes—to offer our products and services to you

Does Community South Credit Union share?

Yes

Can you limit this sharing?

No

For joint marketing with other financial companies

Does Community South Credit Union share?

No

Can you limit this sharing?

We don't share

For our affiliates’ everyday business purposes—information about your transactions and experiences

Does Community South Credit Union share?

No

Can you limit this sharing?

We don't share

For our affiliates’ everyday business purposes—information about your creditworthiness

Does Community South Credit Union share?

No

Can you limit this sharing?

We don't share

For our affiliates to market to you

Does Community South Credit Union share?

No

Can you limit this sharing?

We don't share

For non-affiliates to market to you

Does Community South Credit Union share?

No

Can you limit this sharing?

We don't share

How does Community South Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Community South Credit Union collect my information?

We collect your personal information, for example, when you

check_boxopen an account or deposit money‍
check_boxpay your bills or apply for a loan
check_boxuse your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

check_boxsharing for affiliates’ everyday business purposes –information about your creditworthiness‍
check_boxaffiliates from using your information to market to you
check_boxsharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Community South Credit Union has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Community South Credit Union does not share with our non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Community South Credit Union does not jointly market.

Text Messaging (SMS) Communications

Community South Credit Union may offer members the option to receive account notifications, alerts, or other communications via text message (SMS). If you choose to receive text messages from us, we will use the phone number you provide solely for the purpose of delivering those communications. Community South Credit Union does not sell, share, or disclose phone numbers or other personal information collected for SMS communications to third parties for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.